Very likely, if the accident shows up on a vehicle history report. Even a quality repair usually leaves the car worth less to buyers, and the loss is typically largest on newer, lower-mileage vehicles with significant or structural repairs.
The accident was reported to insurance or police, repairs involved structural or frame work, airbags deployed, or major panels were replaced. Any of these can lower trade-in or resale value.
A diminished value report looks at the repaired vehicle itself. Repair quality problems found during inspection are a separate issue and should be raised with the insurer and the repair facility.
If another driver was at fault, you can generally claim the loss in value from their insurer in Virginia (Averett v. Shircliff, 1977). Gather your repair invoice, photos, and claim number, then get an independent appraisal.
Three sides to every claim. I've worked all of them. Geoff Albach has spent 33 years in the industry as an independent appraiser, an insurance staff adjuster, and a collision repair operations director.
Related: Diminished value appraisals · Right to appraisal · Contact Geoff
Usually, once accident history is on record, buyers pay less even after proper repairs.
Newer, lower-mileage vehicles with significant or structural repairs typically show the largest loss.
After repairs are complete, so the report reflects the repaired vehicle.
Generally yes, from the at-fault driver's insurer in Virginia. Claims under your own policy are usually excluded.
General information, not legal advice. Talk to a Virginia attorney about your specific claim.
Call or text Geoff at 434-665-6059. Lynchburg, VA.
